All your money in ONE app

Make real progress.

Opening an account does not impact your credit score.

Your One account is FDIC-insured through our bank partner, Coastal Community Bank, Member FDIC.

Be on better terms with your money.

Staying on top of your finances has never been easier: Open an account in just minutes, get started with three Pockets, and begin using your virtual card right away.

two cards

Earn unlimited 3.00% APY* on ONE card roundups with Auto-Save.

Direct Deposit

Add your paycheck to unlock extra benefits, including early paycheck access.


Easily budget, save, and manage money together.

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No fees, no tricks. Extra rewards.

Manage your money with no minimums. Spend from different Pockets based on your goals, Auto-Save with every purchase, and get access to 55,000 fee-free AllPoint ATMs.

Make the most of what you make

Unlock more benefits with direct deposit, like automating your savings goals and accessing your paycheck up to 2 days sooner than at a traditional bank**.

Paycheck Auto-Save

Add your direct deposit and Auto-Save up to 10% of your paycheck (up to $1,000 a month) while earning 3.00% APY*.

Card Auto-Save

Round up purchases to the next dollar and deposit the difference into Auto-Save.


Customize your account to your life with Pockets.

Organize your money for your life. Create Pockets for budgeting, an expense, or to manage money together. Start with the basics then add more.

More About Pockets


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Easily manage money together.

Create and share Pockets to manage bills or goals with other people.

Your financial well-being is our goal.

We created ONE to support your unique life. Stress less about money so you can focus on what matters most.


Avg. app store rating

1 Million

Pockets created & counting

Comparing the industry at-a-glance⁂



  • FDIC-Insured up to $250K°
  • Receive instant transaction notifications
  • Prevent ACH debits with Pocket Lock


Fan Favorites

  • Save 3.00% APY* with Auto-Save
  • Customize your account with Pockets


  • No fees or minimums
  • Early paycheck access
  • Access 55,000 fee-free AllPoint ATMs


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