We all want to manage our expenses to be financial free and relaxed over the period and that’s why we share some tips here to see what we have to do and what we don’t
529 Plan Basics
Key takeaways Alleviate the impact on financial aid. Be more flexible thanks to fewer account restrictions. Control the money and choose among many investment options. Whether you’ve got toddlers, teenagers, or even grandchildren, one thing is certain: Paying for college seems to get more expensive every year. Given that the average annual cost (tuition, fees,…
Fire, Home & Mortgage Loan Insurance: 3 Ways to Help
This is part two of our series on your first home in Singapore, click here to read part one. Getting a first home can be an exciting feeling, especially when you are starting a family of your own. However, learning about the different types of costs that you have to fork out to acquire a…
My husband and I have never earned more than $40,000
Last summer, my husband and I bought a $200,000 home after five years of saving for a down payment. We’ve never had a household income above $40,000 a year and saving money felt difficult at times. I had to let go of old hangups about money to focus on the future, which was totally worth…
What is Zero-Based Budgeting?
Whether you’re looking to pay off debt, save more money, or just keep better track of your spending, budgeting is crucial. But merely knowing how much money is coming in and going out only takes you so far.If you want to reach your financial goals faster, you need to think about where your money is going and why.…
Avoid these 529 withdrawal mistakes to maximize savings
Your son or daughter has finally graduated from high school and soon will be heading off to college. Before he or she even meets their professors, you will have received the first of many tuition bills from the college bursar’s office. It’s a good thing you’ve been saving for college with a 529 plan. You’ve…
How Different is Lemonade?
Remember when Lemonade made a big splash, telling us that they were going to shake the whole insurance world and disrupt everything? Since they are in the news right now, I thought today’s a good day to check back in with them, taste a little of their cool, refreshing beverage and see if they found…
Top tips for tax time to manage records
Are you completely overwhelmed with your tax return or do you just want to be prepared for the end-of-financial-year madness? UQ recently held a Get Finance Fit Q&A session on tax time with an expert panel, who provided their tips on the top deductions to claim – including work from home expenses – tax-wise investments, and…
How To Prepare For Tornado Season
Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors’ opinions or evaluations. The costliest tornado last year caused $4 billion in insured losses. These storms can tear through communities and decimate individuals’ finances. That makes tornado season nerve-racking, especially for folks living in vulnerable areas like…
Recommended Accounting Software 2022
Finding the Right Accounting Software Accounting is an operational requirement for all businesses. It does far more than just evaluate sales, cash flows, revenues and other financial dynamics of a business. It also plays a pivotal role in calculating and predicting future growth. The ability to track your most important assets, liabilities, receivables, and payables…
Ginger Benefits
Ginger adds a fragrant zest to both sweet and savory foods. The pleasantly spicy “kick” from the root of Zingiber officinale, the ginger plant, is what makes ginger ale, ginger tea, candies and many Asian dishes so appealing. What is ginger good for? In addition to great taste, ginger provides a range of health benefits…
What Is Coronavirus?
Updated on February 24, 2022 Coronaviruses are a type of virus. There are many different kinds, and some cause disease. A coronavirus identified in 2019, SARS-CoV-2, has caused a pandemic of respiratory illness, called COVID-19. What You Need to Know COVID-19 COVID-19 is the disease caused by SARS-CoV-2, the coronavirus that emerged in December 2019.…
What’s the Difference Between Costs and Expenses?
Business people use two terms – “cost” and “expense” – every day. But what do these two terms mean? Are they just different words for the same concept? We use the two terms interchangeably in our business conversations, but they have different meanings and applications in business. We’ll look at cost and expense –in general,…